An Individual Savings Account (ISA) is one of the simplest, most flexible ways to shelter your money from Income and Capital Gains tax each year.

Why choose a Stocks and Shares (Investment) ISA?

If your wealth is kept mostly in cash (especially over the long-term), inflation is your enemy. 

Why? Because if returns on your savings are lower than the rate of inflation your spending power suffers. 

Slowly and quietly inflation eats into your wealth.  

Although Cash ISAs still remain extremely popular, statistics show that Stocks and Shares ISAs are now gaining in popularity too. It’s not surprising. Over the long-term, returns on equities have been shown to regularly outperform savings.  

As a result, many people are beginning to realise that, as a long-term solution for spreading risk, for aiming to achieve tax-efficient capital growth and income, and as a method for helping to protect their wealth from inflation, Stocks and Shares ISAs are an extremely attractive option.

Benefit from or find out more about ISAs by contacting us today.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

An investment in a Stocks and Shares ISA will not provide the same security of capital associated with a Cash ISA. 

The favourable tax treatment given to ISAs may not be maintained in the future, as they are subject to changes in legislation.