Terms & Conditions

Terms and Conditions of Use

1. Company and Regulatory Information‍

This website is operated by Orestone Wealth Management Ltd.

  • Registered Office: Old Bank Chambers, 2 The Fore St, Torquay TQ1 4PR.
  • Company Registration Number: 10705845
  • Contact Details: adrian.howard@sjpp.co.uk | +44 (0) 1803 659659

Orestone Wealth Management Ltd is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group's wealth management products and services, more details of which are set out on the group's website www.sjp.co.uk.

2. No Financial Advice

‍The content provided on this website is for general information purposes only and does not constitute bespoke financial, investment, legal, or tax advice. While we strive to keep the information accurate and up to date, financial markets and tax regulations are subject to change. You should not rely solely on the information provided on this website to make financial decisions. We strongly recommend seeking professional advice tailored to your individual circumstances before taking any financial action.

3. Availability and Limitation of Liability

‍We do our best to ensure that the website operates properly at all times, but we make no warranties as to the availability or accessibility of the website. Save as otherwise set out in these terms and conditions, we will not be liable for any damages, loss, costs, or expenses incurred by you as a result of any lack of availability or accessibility of the website, or arising from any reliance placed on the content of this site.

4. Exclusions and Statutory Rights

‍Nothing within these conditions operates so as to exclude, limit, or restrict our liability for death or personal injury caused by our negligence, or for any fraud or fraudulent misrepresentation. Where you deal as a consumer, nothing in the above exclusions affects your statutory rights.

5. Intellectual Property

‍All Intellectual Property Rights and goodwill in or relating to the contents of the website belong to either ourselves, to a member of the St. James's Place group, or to our suppliers.

©2026 St. James's Place plc. All rights reserved. "St. James's Place" and the St. James's Place Logo are trademarks of St. James's Place plc.

Nothing contained in these conditions or the website should be construed as granting by implication, estoppel, personal bar, or otherwise, any licence or right to use any of the trademarks without our permission. However, copying and printing of those web pages which contain the trademarks is permitted within the scope of the licence below:

  • You may download to a local hard disk and print extracts from the website solely for personal, non-commercial use.
  • You may also recopy downloaded extracts to others for their personal, non-commercial use.
  • You may not reproduce part or all of the contents of the website in any form unless it is for personal, non-commercial use.
  • You may not copy or otherwise incorporate into or store in any other website, electronic retrieval system, publication, or other work any of the content of the website in any form (whether hard copy, electronic, or other).
  • You may not frame or link to the website or any part of it without our express permission.

6. User Conduct and Acceptable Use

‍When using this website or any interactive features (such as contact forms or secure client portals), you agree not to use the site in any way that causes, or may cause, damage to the website or impairment of its availability or accessibility. You must not use our website to copy, store, host, transmit, send, use, publish, or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit, or other malicious computer software.

7. Governing Law and Jurisdiction

‍These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. Any disputes relating to these terms and conditions or your use of the website shall be subject to the exclusive jurisdiction of the courts of England and Wales.

8. Feedback and Contact

‍If you have any difficulty in accessing any information on this website or if you have any feedback for us, we would like to hear from you. Please contact us using the details provided in Section 1.