Now the dust has settled on the Autumn Budget, there were plenty of changes buried in the small print that didn't get much attention but could still affect people in a number of ways. We look at some of the smaller but relevant announcements that could impact your personal finances.

The Chancellor has finally delivered her Autumn Budget and as trailed, there were significant tax increases but also boosts to spending in some areas. There will be winners and losers but undoubtedly higher taxes will be a feature for many.

Growth companies have been at the heart of the record-breaking rise of US stock markets in recent times. The dominance of the Magnificent Seven in the S&P 500 –including household names such as Apple and Nvidia – means most investors have exposure to growth companies in their portfolios. But do these businesses always mean good returns for investors?

At Elephants Child, we work with business owners of all ages and being an entrepreneur at any stage in life is hard work. So, is there ever a “right time” to start a business? In our experience, we see different challenges for those in their 20s compared with those in their 50s. Business Growth Advisor Steve Bird, who has built and sold three of his own technology businesses, explores how age impacts start-ups.

Many people dream of retiring abroad, especially to a country that enjoys more sunshine, and maybe lower tax rates too. Over the past few years, there has been a huge increase in the number of Britons migrating to Dubai, lured by the warm climate and tax-free income. But how does living overseas affect your pension when you come to take money out of it? We look at three popular expat locations and what it means for drawing a UK pension.

As Chancellor Rachel Reeves prepares to unveil her second Budget next month, there’s plenty of speculation about what could be announced. Yet experience shows us that making decisions based on unfounded rumours can often lead to unintended consequences

Financial bubbles form when asset prices disconnect from fundamentals and jump to unsustainable levels. They have been part of the investment landscape since financial markets were first regulated.

You've worked hard for wealth, so why not protect it? Find out how you can protect your estate, lower your IHT liability and pass on more money to your loved ones.

Bonds have long been seen as the backbone of a balanced investment portfolio – and traditionally the quiet partner to more volatile equities. Yet Liz Truss’s 2022 ‘mini-budget’ and the September 2025 spike in long-term bond yields to near thirty-year highs became global news stories, dramatic reminders of this asset class’s importance.

For small and medium-sized enterprises (SMEs) thinking about expansion, the Autumn Budget should arguably be used as more than just a policy update. It’s also a moment to pause, reflect and prepare for what’s next.

More of us are reaching our 100th birthdays than ever before. While a letter from the King may seem exciting, funding a long and comfortable retirement requires careful planning. We explore what you need to consider to ensure your pension savings can stretch across 35 years or more.

Pension myths can catch out even the most experienced savers. As part of Pension Awareness Week, we break down seven of the most common misconceptions holding people back from maximising their retirement savings.

Do you, or don’t you, have to pay tax in retirement? Some of your income may be taxable, and some may be tax-free. These are the key tax traps you should know about to stay on top of your taxes.

Against a backdrop of heightened trade tensions with both allies and historic competitors, the US continues to dominate global equity markets. Driven by AI, a handful of technology companies have been fuelling performance and much of the newsflow. Does this dominance reduce the need for diversification?

When is the right time to start thinking about selling your business? It’s a question many entrepreneurs avoid until they’re either forced into a decision or feel too burned out to continue. But if your goal is to get the best price AND walk away on your terms, the answer may be sooner than you might think. Geoff Gwynn, from business growth advisors Elephants Child, explores the reasons why it’s beneficial to plan your exit as early as possible.

Nobody wants the HMRC to be their biggest beneficiary. Find out how you can reduce your Inheritance Tax bill – and leave more to your family.

As humans, we’re biologically wired to react when we observe change. Yet when it comes to investing, this is often the opposite of what investors should do. Instead, blocking out this external noise is often the foundation of long-term success.

How much do I need to retire? By the time we reach 55, many of us begin to prioritise pension planning, and this question often tops our minds. With inflation rates still see-sawing, and interest rates falling, the cost of a comfortable retirement may well keep rising. We explore the financial aspects of what a fulfilling retirement may require.

Believe it or not, there can be a downside to having income of £100k or more – a 60% tax bill. Niki Patel outlines some tax-efficient steps that can help keep individuals from falling into the 60% tax trap.

Annuities are back in fashion again. But are they right for your retirement planning? Claire Trott, SJP’s Head of Advice, looks at the pros and cons of annuities as a way to fund life after work.

If you set up a child pension while your children are young, you’re putting them on the path to future financial wellbeing. We explain why starting early means starting right.

You might have the best business idea in the world, but if people don’t know about your business and what you offer, it’s hard to grow. A good marketing strategy will support your business to grow and succeed.

SJP’s investment experts highlight five things to consider when market volatility creates worry.

Labour’s first Spending Review in 18 years was long awaited but had few surprises. But more relevant for many is what this review is likely to mean for the Autumn Budget.

Louis Cooper, Board, Governance and Risk Advisor at Elephants Child, provides insight and a range of practical ideas that business owners need to consider as they take forward-looking steps to business expansion.

Planning on gifting money as part of your Inheritance Tax planning? If you haven’t heard about the 7 year rule, these are the essentials you should know.

Taking time off is important for business owners. You need the right policies and processes in place to ensure you and your colleagues can enjoy a break while the business continues to run smoothly.

We are thrilled to announce that our 24 hour Charity Sparathon, raising money for Rowcroft Hospice, was a huge success. Over the course of the event, we raised over £2000. We hope that this contribution will make a real difference in the lives of those in need of care, and the families that are going through difficult times.

Sponsorship for young Torbay Athlete

Shelley Doyle joins the team at Orestone Wealth

At Orestone Wealth Management, we’re proud of our heritage and namesake. The Ore Stone is a small island off Hope’s Nose to the east of Torquay on the English Riviera and is home to an abundance of rare seabirds and marine life.

New Playground for Stokeinteignhead School