Personal Allowance

There are 11.5 million adults in the UK with less than £100 saved (1). People tend to adjust their spending to match their salary, so pay increases mean they spend more rather than saving. Learning some simple tricks for money management can help ease the stress of financial worries.

The debate about the merits of active and passive investing attracts a lot of attention in the investment world and some commentators have a clear, almost evangelical, preference for one or the other. We believe that both have an important role to play. Here we explore the features and benefits of both active and passive, and everything in between.